RHB Bank: Not Just About Credit Cards and Loans

RHB Bank today is one of the primary integrated financial services group in Malaysia. With the vision to further grow its market share within the SEA region, they’ve already currently ventured into 10 countries which cover Brunei, Laos, Myanmar, Vietnam, and Singapore, amongst others. To help make expansion attainable, a wide array of solutions are now provided to the public to satisfy both personal and business needs.

Setting up current or savings account by individuals and organizations is obviously indispensable. In order to attract smart consumers, RHB Bank has offered a highly competitive interest rate customers will enjoy just by depositing money in their account. As they provide traditional transaction facilities through ATM and CDM, the Bank had also launched RHB Now, their internet banking services to promote efficiency.

The shift from the traditional purchasing method using cash to cashless methods has also increased the market demand for credit cards. As confirmed in the data from many types of research conducted, the acceptance towards the e-payment method by the public is showing rapid growth. Hence, credit cards are gaining interest as cardholders could possibly make an online purchase without troubles.

This is where unique offering comes into the picture, as an assortment of advantages are offered to RHB Bank credit cardholders, which include cashback reward and numerous other value-added rewards that offer higher return given that the cardholder spend more money.

RHB Bank is knowledgeable of the fact that setting up a savings account and credit card is inadequate to satisfy an individual’s financial needs. It really is evident that typically, people need to apply for loans with the bank to purchase high-valued assets, which include properties and automobiles. Thus, RHB has offered a low-interest rate for several different models of loans. Customers who want to go the one step further may also subscribe to insurance packages and buy unit trusts from the Bank.

Shifting the attention to corporate customers, RHB Bank is also offering corporate banking solutions to entrepreneurs and organizations. These target consumers are welcomed to apply for loans and sign up for the other services, for instance, asset management and cash management services.

These types of services are especially beneficial for SMEs, as numerous types of services including loans can be made to gain more capital for their businesses. For e-commerce companies, retails solutions would definitely be among the most innovative and beneficial services they’re now able to engage with.

Even so, RHB Bank has not ever overlooked the demand for Islamic banking facilities. In Malaysia, Syariah-compliant products are highly demanded. Therefore, products or services including wealth management, unit trust, Islamic treasury, and corporate banking are particularly created to assure that all transactions adhere to the Syariah requirement.

A tremendous 24 annual brand value growth has actually been seen by the Bank in 2016, which places them as one of the top 5 domestic banking players. Seeing the forthcoming market growth potential, RHB Bank has equipped itself with more rigorous and effective tactics to further boost its value and market share in the longer term.

RHB Bank: Much More Than Credit Cards and Loans

RHB Bank currently is one of the primary integrated financial services group in Malaysia. Along with the vision to further expand its share of the market in the SEA region, they have already so far ventured into 10 countries which comprise of Brunei, Laos, Myanmar, Vietnam, and Singapore, as well as others. To be able to make business expansion just as possible, a wide array of offerings are provided to customers to address both business and personal needs.

Individuals and organizations are free to create their savings and current account with RHB Bank conveniently and get reasonably competitive interest rates as they deposit money into their accounts. If they need to make any transactions online, they can easily use internet banking services, RHB Now. For offline transactions, they could access the ATM & CDM machines and also any MEPS ATM quickly for withdrawal.

Aside from that, RHB also embraces digital transformation and has observed that it contributed to escalating market demand for credit cards. As studies show more people are more likely to shop and make transactions online nowadays, RHB Bank, in addition, has made it practical for customers to apply for credit cards online. The Bank is at ease with its offering that they even urge potential consumers to compare credit card interest rates prior to making any commitment.

Feeling the importance to narrow the gap between demand and supply, RHB Bank goes further and has begun offering credit card facilities with a wide range of benefits in comparison with the other banks, that include cashback reward for cardholders when they start to purchase more using a credit card.

Despite that, RHB Bank comprehends the indisputable fact that promoting credit cards and savings accounts commonly are not enough. Presently, acquiring assets like cars and homes requires most individuals to acquire a good loan scheme. Thus, RHB has reformulated its loan structure so as to give the lowest interest rate possible for quite a few kinds of loans. Plus, insurance services, unit trust, along with financial investment may also be made.

For entrepreneurs and corporate organizations, there’re able to connect with RHB Bank for corporate banking facilities. Businesses may apply for business loans if they are interested, and in addition, they can also engage in other forms of corporate banking facilities. As some businesses requested, RHB Bank offers online cash management services.

There is always one special class of customers which could reap the most advantages from this: the small-medium enterprises. The products provided by RHB Bank will make it possible for them to get more capital to expand their business by making a loan application. Alternatively, SMEs within the e-commerce industry may also sign up for RHB’s trusted retail solutions.

Nonetheless, the demand for Islamic banking facilities has never been overlooked, particularly when there is a popular demand for Syariah-compliant services in the Malaysian market. That’s why, the Bank ensures that solutions that comply with the Syariah requirement, including Islamic wealth management services, Islamic treasury, corporate banking, and also unit trust are offered.

In 2016, RHB Bank has witnessed a 24% annual brand value growth, leading them to be some of the top five players in Malaysia. Knowing the full potential of the future financial market, RHB Bank is prepared with a lot more aggressive strategies in ensuring a regular increase of growth through the years to come. Click RHB Joy@Work for more info.

Get Smartphone, Buy Prepaid & More through Digi

To as much as some individuals seek to deny it, it is certainly complicated to do without the net, because we utilize them to intercommunicate and then make how we live better. Without a strong and stable connection, things will likely be harder to work with, whether it is something personal or business. Where do we get an excellent network provider?

Digi Malaysia is among the pioneers in the market. Best known because of the past campaign “Bersamamu” along with with the yellow Digi Man simply following people in commercials, Digi brings joy to our lives by upgrading the game that rewards users. They generally have great internet package & other deals to pick.

If you are looking around to purchase a mobile prepaid plan, it is strongly suggested that you really try Digi out. Because there is no commitment, you may want to give their prepaid plan a trial and experience top speed mobile data with a 4G LTE connection, plus 1000 minutes value of free call time to 6 of your Buddyz.

Besides, there’s even a range of postpaid plans for those who choose to make a payment on a monthly basis rather than just having to top-up their mobile prepaid frequently. Yes, postpaid plans were in the past expensive, but that’s history. At as low as RM50, you can find yourself a Digi postpaid plan already!

However, the perfect plan can only be better enjoyed if you have a brilliant smartphone that matches. With Digi, additionally, you can select to buy smartphones including the iPhone 8 and get a low price. You can even choose the Easy Payment Plan to go with your plan for no deposit, but this hinges on eligibility.

For Android lovers, do not ever frown. Digi boasts different Android phones, much like the Samsung Galaxy S8 even more models from Vivo and Huawei to choose from. Additionally, every smartphone pricing is less expensive versus the market price, and all you need in return is to get their postpaid plan.

Sometimes, we may have a different kind of need that broadband is a lot more relevant. No problem, with regards to Digi, you will discover a number of broadband internets plan to decide upon which will be designed for you. If you appreciate online streaming, go for Digi’s Broadband 100 plan which provides 100GB of internet data.

It doesn’t end there. As some individuals have also the need to contact some others overseas equally for personal & commercial reasons, they’re now able to save probably the most with Digi as this company provides free international calling or IDD in accordance with the plan. For travelers, they may enjoy lower price roaming.

When we highlight lots of the great offers Digi has for consumers, we know it can help everyone to make better decisions when they choose, or rather, re-choose their mobile phone network provider in Malaysia. Let’s not waste our money on excessive charges, and start practicing smart consumerism in our everyday lives.

A breakdown of E-cigs

E-cigarettes or e-cigs are battery-operated devices that turn liquid nicotine into vapour. It’s meant to provide a similar experience to smoking without the need of tobacco burning involved, which is thought to be useful for quitting smoking. Regulation of e-cigs differs across countries since it is still an emerging market.

Who Invented The Modern-day E-cigarette?

In 2003, Chinese pharmacist Hon Lik invented the pioneer commercially successful e-cigarette in Beijing, China. His invention functions by heating the flavoured solution into vapour which the user will inhale. Today, modern-day e-cigs that have the same designs are found all around the globe. Brands like NanoSTIX has also made e-cigs accessible for users.

E-cigarettes inside the Cultural Zeitgeist

Since its introduction in 2003, the popularity of e-cigarettes might have been rapidly increasing globally. In 2012, there was clearly a sharp rise of vapers with youths and the younger generation to be the most usual users. The cause of the gathering popularity of e-cigarettes would be the belief that it assists in stop smoking, in fact, it is safer than traditional cigarettes.

All Kinds Of E-cigarettes Types

Vape users have a wide array of e-cigarette types that they can make a choice from. Pod kits, sub-ohm mods and starter pens are just some e-cigs you can get. Many users choose influenced by their own personal preferences and requirements. As an example, NanoSTIX’s vape pens are ideal for anyone looking a lightweight, sleek and uncomplicated e-cig.

A Vape Pen for the Modern Man

The main portions of vape pens are rechargeable batteries, cartridges, lightweight casing in addition to a heating unit. The user activates the heating unit whenever they breathe because of the mouthpiece. The liquid nicotine will become a vapour that the user inhales. Brands like NanoSTIX provides flavoured liquids like lemonade and orange, raising the vape experience.

Factors That Cause Vaping

There are several reasons that generate vaping, the most common being to give up smoking. Some may view sampling and tinker with e-juice flavours from NanoSTIX as an effective fun pastime. Others might just do it to release. Finding community and belonging is yet another factor of why a lot of people vape. For a variety of users, vaping appears to have been adopted as a lifestyle.

The Negative Impacts of E-cigarettes

Health risks of e-cigarettes have sparked a running debate: can they be much better than tobacco cigarettes? An extensive claim is that it is not going to contain harmful substances obtained in cigarettes like tar. Labelling will help you a better option for smokers attempting to kick the habit. Nevertheless, there is not enough research to back up or dismissing this claim.

E-cigarettes and Regulations

Regulation policies of e-cigarettes are determined by the respective countries. As for instance, Japan and Thailand are some countries that have completely banned e-cigarettes, while other states have no laws against it. In Malaysia, the usage isn’t outlawed, but advertising e-cigarettes is prohibited. Offers to introduce stricter regulations may just be produced by the Malaysian government.

E-cigarettes, Vaping And The Future

Despite criticism, the e-cigarette market will continue to thrive. Both users and developers of e-cigarettes tend to be younger as opposed to the traditional cigarette industry. This provides room for product improvement and growth for that market. NanoSTIX is just about the major players in the business that will carry on and bring the e-cigarette industry to new heights. Visit www.nanostix.com for more info.

Breakdown Of E-cigarettes

E-cigarettes or e-cigs are battery-operated devices that turn liquid nicotine into vapour. It’s intended to produce a similar experience to smoking without any tobacco burning involved, that is thought to be ideal for smoking cessation. Regulation of e-cigs differs across countries since it’s still an emerging market.

What Exactly Are E-cigarettes?

In 2003, a creation by the Chinese pharmacist Hok Lin ends up being the first commercially successful e-cig in the market. An electric heating element in these devices turns liquid into vapour to be very inhaled by the user. Nowadays, e-cigs concentrating on the same builds and designs can be purchased all around the world. Brands which includes NanoSTIX has produced this revolutionary product commonplace for the majority of people.

E-cigarettes As Well As Rising Popularity

Years after Hon Lik’s success, e-cigarettes have gained massive popularity globally. The significant improve in vape users started in 2012, and the vaping community is maintaining growth today. Youths and younger people would be the main customers for e-cigarettes, and there is an ongoing thought that e-cigs definitely is a better replacement of traditional cigarettes.

Are You Ready For Forms Of E-cigarettes?

Vape users have a nice wide range of e-cigarette types that they’re going to pick out from. Pod kits, sub-ohm mods and starter pens are equally some e-cigs you can buy. Many users choose influenced by their personal preferences and desires. As an example, NanoSTIX’s vape pens are perfect for anyone looking a lightweight, sleek and simple e-cig.

How Exactly Does A Vape Pen Work?

The designs can vary from brand to brand, but vape pens generally have rechargeable batteries, vape cartridges, lightweight steel casings, an electric heating element and electronic circuits. To vape, an end-user breathes via a mouthpiece to vaporise the perfect solution. Then, the consumer inhales the vapour. You can also get flavoured liquid from brands like NanoSTIX.

The Case For Vaping

There are various logical reasons why someone would start vaping. For most, it’s a way to stop smoking cigarettes whilst some use e-cigarettes recreationally. Quite a few users treat trying out new vape flavours from brands like NanoSTIX as an effective hobby. A large number of users have adapted vaping straight into a lifestyle and find peace of mind in belonging to the vaping community.

Are There Risks To Owning E-cigarettes?

Very little may be known about how e-cigs may affect our health and wellbeing. A widespread belief may be that e-cigs can be better than traditional cigarettes. However, there is not enough research to validate or dismiss the vista that e-cigs don’t contain toxins often related to smoking tobacco. This would mean the talk in regards to the threat of e-cig usage is still ongoing.

Regulation Laws On Vaping

Countries across the world have their own methods in handling e-cigarette policies and laws. Even though it is fine to vape in certain countries, others like Japan and Thailand has completely banned e-cigs. Using vape pens in Malaysia isn’t illegal, but it can be prohibited to promote it. Stricter regulation because of the Malaysian government is anticipated in the foreseeable future.

What Depends On Store For E-cigarettes?

Despite criticism, the e-cigarette market is constantly thriving. Both users and developers of e-cigarettes less complicated younger in comparison to the traditional cigarette industry. This gives room for product improvement and growth for that market. NanoSTIX belongs to the major players in the business that may continue to bring the e-cigarette industry to new heights. Visit www.nanostix.com for more info.