RHB Bank’s Banking Facilities: Credit Card & More
Presently, RHB Bank is among one of the pioneers of the financial industry in Malaysia. With the foundations set in 10 countries within South East Asia regions such as Cambodia, Laos, Myanmar, Vietnam, and Thailand; RHB is confident to expand faster by providing banking facilities that would help both businesses and individuals based on their respective needs. RHB Bank views this as a way to serve consumers better.
By far the most common yet elemental services provided to individuals are deposit account and self-banking services. With competitive interest rate and accessibility of CDM & ATM in the branches together with other strategic locations across Malaysia, customers can also enjoy maximum savings return while at the same time have access to their account for deposit and withdrawal quite easily anytime.
RHB Bank has been monitoring the change of trend in terms of purchase from using cash too without cash and found that this resulted in a greater interest in credit cards. Based on the information collected across the globe and nationwide, more and more people appear to prefer shopping on the web using a credit card every day. Hence, RHB made a suitable move by making it relatively easy for potential consumers to apply for a credit card online and have the benefit of a low-interest rate.
Feeling the need to close the gap between supply and demand, RHB Bank goes the extra mile and has begun offering credit card services with numerous benefits compared to the other banks, that include cashback reward for cardholders as they start to buy more using a credit card.
Then again, the Bank understands that banking is more than credit cards and savings. Today, many people extensively use loans to purchase assets, nonetheless getting loans approved is usually a difficult process. So, RHB Bank had made a flexible plan for individuals with a minimum interest rate for quite a few different types of loans. Moreover, personal loan financial investment, unit trust, and also insurance coverage services are also made available.
For entrepreneurs and corporate organizations, they’re able to connect with RHB Bank for corporate banking facilities. Businesses may sign up for business loans if they’re interested, and additionally, they are also able to engage in other sorts of corporate banking facilities. As some businesses requested, RHB Bank now offers online cash management services.
Small-medium enterprises really can make use of the variety of services made available by RHB Bank, particularly when it involves taking loans to raise cashflow and further expand the business. The Bank furthermore has begun innovating by offering retail solutions to consumers that need it, most notably e-commerce players.
Yet, RHB Bank hasn’t ever overlooked the need for Islamic banking facilities. In Malaysia, the Syariah-compliant product or service is highly demanded. Therefore, products or service including wealth management, unit trust, Islamic treasury, and corporate banking are particularly developed to guarantee that all business transactions adhere to the Syariah requirement.
RHB Bank has witnessed a 24% annual brand value increase in 2016 which automatically places them in the top five positions for banks in the nation. In anticipation of the upcoming market growth, the Bank has started strategizing an increasingly proactive strategy to keep its growth rate steady for a long period.